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Reference System Planning and Comparison Worksheet

A fill-in sheet for allocating a 5,000 to 15,000 USD budget component by component and recording each candidate you audition side by side.

Download the worksheet (.csv)

Reviewed for 2026, updated September 8, 2026.

A reference system is bought in a sequence, and the sequence is where most money is lost. Loudspeakers set the character and the demands; the amplifier has to meet those demands in your room; the sources feed the chain; the room and the supporting items decide whether the result is heard as intended. This worksheet gives each of those decisions a line, so the budget is allocated on paper before a single product is compared, and so every candidate you audition is judged against the same columns.

Fill in the planned budget column first, ideally after a pass through the Hi-Fi Budget Split Planner at /tools/hifi-budget-split/ and the Hi-Fi System Cost of Ownership Calculator at /tools/hifi-cost-of-ownership/, which adds the long-term costs a quote never shows. The example rows below are placeholders, not recommendations, and any figures you enter should be your own quotes. Our article on which component deserves the largest share of your budget at /blog/component-deserves-largest-share/ explains the reasoning behind the ordering of the rows.

ComponentPlanned budget (USD)Candidate under auditionQuoted price (USD)Room and matching notesAudition dateVerdict
LoudspeakersYour figure (typically the largest single share)Your candidate, standmount or floorstanderDealer quoteSensitivity, nominal and minimum impedance, distance to front wallYour dateKeep, shortlist, or pass
Speaker stands or isolationYour figureYour candidateDealer quoteHeight to bring tweeter to ear level at your seat; floor typeYour dateKeep, shortlist, or pass
Integrated amplifier (or preamplifier and power amplifier)Your figure (typically the second largest share)Your candidateDealer quoteRated power into your speaker load, headroom result from the calculator, built-in DAC or phono stageYour dateKeep, shortlist, or pass
Streamer and digital-to-analog converterYour figureYour candidate, one box or twoDealer quoteServices supported, wired network option, inputs neededYour dateKeep, shortlist, or pass
Turntable and phono stage (only if you play records)Your figure or zeroYour candidateDealer quoteCartridge type matches the phono stage; isolated from footfallYour dateKeep, shortlist, or pass
Speaker cable and interconnectsYour figure (a modest share)Your candidateDealer quoteCable length per run, gauge adequate for the run, terminationsYour dateKeep, shortlist, or pass
Room treatment and placement aidsYour figure (keep a reserve)First reflection panels, bass absorption, rugQuote or DIY estimateFirst reflection points marked; bass problem notes from the room testYour dateKeep, shortlist, or pass
Power distribution and surge protectionYour figureYour candidateDealer quoteNumber of outlets needed; dedicated circuit available or notYour dateKeep, shortlist, or pass
Delivery, setup, and home trialYour figureDealer service offeredIncluded or quoted separatelyReturn window, restocking terms, setup in your roomYour dateConfirmed in writing or not
Contingency reserveYour figure (a small share held back)Not applicableNot applicableCovers a stand upgrade, a second cable run, or a treatment panel after setupNot applicableHeld or spent
TotalSum of your figuresYour shortlistSum of quotesDoes the total sit inside the ceiling you set in the brief?Decision dateBuy, wait, or revise

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